Best Scholarships for Physically Challenged Students, Apply Online

To empower the physically challenged students, the Government of India has released immense schemes and scholarships. Besides, the Government of India, various NGOs, corporate, universities also initiates scholarships. It is the collective effort of such organizations, the differently-abled students become self-sufficient in life. Here is the list of Best Scholarships for Physically Challenged Students along with the information such as eligibility criteria, benefits, etc.

Pre-Matric Scholarship for Students with Disabilities:

This scheme is again from the Government of India with the motive to provide higher education to students having more than 40% disability. You can apply for this scholarship between June and August (extended till October). Here are the eligibility criteria to apply for this scholarship:

• Candidate must have completed classes IX and X
• The family’s annual income should be less than INR 2 Lakh

Benefits of Scholarship: Stipend, book, and additional allowances

Scholarship for Top Class Education for Students with Disability:

This is the scheme from the Government of India to provide quality education to students with disability. Through this scheme, students can pursue post-graduation courses. Fill the online form to apply for this scholarship between June and August (extended time till October). Check the eligibility to apply for this scholarship:

• The candidate must be the graduate
• The family income of the candidate should be INR 6 Lakh enrolled in the full-time course at diploma and postgraduate level.

Benefits of scheme: The scholarship provide Tuition fee, maintenance, and special allowance

Post Matric Scholarship for Students with Disabilities:

Another fruitful scheme introduced by the Government of India is Post Matric Scholarship for Students with Disabilities. This scholarship aims at providing scholarships to students with disability to study further so that can earn their livelihood and maintain a dignified place for themselves in society. To apply for this scholarship, use the online application mode between June and August (extended till October). Here are the eligibility criteria to apply:

• Applicant must have completed X or XII
• Annual family’s income must be less than INR 2.5 Lakh

Benefits of the scholarship: It provides Maintenance, book and additional allowances, reimbursement of a compulsory non-refundable fee

AICTE-Saksham Scholarship Scheme:

Saksham Scholarship Scheme from AICTE (All India Council for Technical Education) under MHRD aims at providing scholarships for differently abled students. Those who have started diploma/degree level technical courses at an AICTE approved institution may apply for Saksham Scholarship. As per the scheme, overall 1,000 scholarships are available (500 for diploma and 500 for degree courses). Interested and eligible candidates may apply between August to October via online application mode. Check the eligibility criteria to apply for this scholarship:

• Physically challenged students must be 40% disabled
• They must be pursuing the first year of diploma/degree courses from an AICTE recognized institution.
• The annual income of the family should be less than INR 8 Lakh

Benefits from Scholarship: Total 1,000 scholarships @ INR 30,000/- as tuition fee reimbursement and INR 20,000/- as incidentals each year.

NHFDC Trust Fund Scholarship for Differently-Abled Students:

Started by National Handicapped Finance and Development Corporation (NHFDC) with the prime motive to make physically handicapped students self-reliant. Through this scholarship, they can acquire technical or professional courses from recognized institutions and become employed/self-employed. Students can apply in the online mode between December and June (extended till October). Here are the eligibility criteria to apply for this scholarship:

• Physically challenged students must have completed their degree or post-graduate level technical and professional courses from some recognized institution.
• Annual Family income should be INR 3 Lakh at least.

Benefits of the scholarship: Candidate will receive Maintenance allowance (INR 2,500-3,000 per month), book/stationery allowance (INR 10,000 annually), aid and appliances (if applicable)

16th CavinKare Ability Awards:

16th CavinKare Ability Awards aims at helping students who face great physical challenges. Besides, those who have achieved great heights of success despite different abled deserve the award. Download the form from the website and post it to the address mentioned there between October-November. The candidate must be the achiever wi

Benefits of the Award: Recipient will receive a cash prize of the amount up to INR 2 Lakh, citation along with the trophy

Loan for Professional/Educational/Training Courses to Disabled Persons:

This is one of the renowned education schemes founded by the National Handicapped Finance and Development Corporation. It provides loans to handicapped students in education and obtaining higher education in India/abroad. It also gives rewards to deserving candidates. Candidates can apply using online mode. Check the eligibility criteria below:

• Candidate must be at least 40% or more disabled
• He/she must have pursued Graduation courses/Post graduation courses/ Professional courses, and other courses approved by UGC/Government/AICTE, etc.

Benefits:

• The candidate will get as much as INR 10.00 lakh for studying in India and INR 20.00 lakh for studying abroad. The rate of interest will be 4% per annum and a rebate of 0.5% on interest to women beneficiaries.
• Term loan consisted of college/school/hostel/examination/library/lab fees, purchase of books/equipment/instruments/uniforms, caution deposit/ building fund/refundable deposit, travel expenses/passage money for studies abroad, purchase of computers considered necessary for the completion, of the course, cost of a two-wheeler up to INR 50,000, any other expenses needed to complete the course such as study tours, project work, Assistive devices, etc.

Micro Financing Scheme:

This is another appreciable effort of the National Handicapped Finance and Development Corporation to provide financial help to the weaker section of the disabled for starting the business or activities generating income. Here are the eligibility criteria to apply for Micro Financing Scheme:

• Candidate must be disabled of age 18 years
• High preference will be given to women beneficiaries

Scheme Benefits:

• 100% of the project cost at the 5% rate of interest.
• The loan is given throughout the year.
• Use the contact NHFDC – 011-45803730 to know about the loan scheme.

Scheme for Parent’s Association of mentally retarded persons:

NHFDC again show interest in providing loan to the parent’s association of mentally- retarded. It helps them to set up an activity that generates income for the benefit of mentally retarded persons. The scholarship for students with disability help in catering to the needs of the mentally challenged. To know details about the scheme call 011-45803730. Procedure: Submit the loan application under the scheme submitted directly by the Parents Association. The eligibility to apply is as follows:

Parents association registered for a minimum of 3 years with at least 5 members

Scheme Benefit:

• Loan of up to INR 5 Lakh at 5-6% interest rate
• Procedure: The loan application under the scheme will be submitted directly by the Parents Association.

Scheme of Financing NGOs Working in the Area of Disabilities

This scheme provides financial assistance to NGOs working for the benefit of the disabled in the form of loans to make them social entrepreneurs permitting them to set up/expand an income generating activity so that differently abled can earn their livelihood. Use 011-45803730 to know about the scheme. The loan is provisioned entire year. Check the eligibility criteria to apply:

• Candidates must be NGOs registered for a minimum of 3 years and serve the social/ economic needs of persons with disabilities.

Benefits from Loan: Loan will be given for the amount up to INR 5 Lakh at the rate of interest of 5 -8%